Digital matching · Australia-wide

Car finance, matched fast.

One three-minute enquiry, matched against lender and broker criteria across our network. The quotes that come back are from lenders likely to actually say yes.

40+ lenders & brokers Free service Score-safe enquiry

Takes about 3 minutes · Enquiring won't affect your credit score

Ford Ranger Raptor
Matched in minutesQuotes come direct from lenders
Finance for whatever you drive

What are you financing?

New or used, dealer or private sale. Matching covers secured vehicle finance across our network.

New cars

Drive-away finance for the new build you've specced.

Used cars

Dealer, auction or private sale. The match works the same.

Utes & commercial

Work utes, vans and light commercial, for ABN or PAYG.

Refinance

Already paying a car off? See if a sharper rate exists.

Repayment calculator

Know your number before anyone calls.

$162

per week

$324 / fortnight · $701 / month

See what I'd actually get

Estimate only, based on the rate and term you set, excluding fees and charges. Not a quote or an offer of finance. Your rate is set by the lender after assessing your application; a comparison rate will differ once fees are included.

Why Skypay Auto

Built to save you the Saturday of phone calls.

Free for you

You pay us nothing. We're paid a one-off introduction fee by the lender or broker you're matched with.

Matched, not blasted

One enquiry, matched on real criteria, instead of your details sprayed to everyone.

Compare real quotes

Quotes come to you directly from the lender or broker: actual numbers, not teaser rates.

Score-safe enquiry

No credit check happens until you choose a lender and proceed with an application.

How it works

Three steps to getting moving.

1

Tell us about the car and you

The car, the amount, your work and residency. One short form, once.

2

We match your profile

Your details are read against lender and broker criteria across our network (credit tier, vehicle age, income type) and mismatches are filtered out.

3

Deal direct

Your matched lender or broker contacts you with their quote. You compare, you choose, they handle the paperwork.

FAQ

The questions everyone asks.

Does enquiring hurt my credit score?

No. Skypay Auto performs no credit check when you enquire. A credit check only happens if you choose to proceed to an application with the lender or broker you're matched with.

What does Skypay Auto cost?

Nothing. You never pay us. We receive a one-off introduction fee from the lender or broker when we connect you.

Do you compare every lender in Australia?

No, and nobody does. We match across the lenders and brokers in our network, and the availability of products can change over time.

Who actually gives me the loan?

The lender you settle with. Skypay Auto introduces and matches; your quote, contract and ongoing relationship are with the lender or broker directly.

Ready to get moving?

Three minutes now, then the lenders come to you.

Start matching

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